信贷文化近年来逐渐为我国银行界所认识,并日益受到重视。国内外大量实践表明,信贷文化建设的好坏是衡量一家银行整体经营管理水平的重要尺度,也是其核心竞争能力的重要表现。作为农业政策性银行,农发行要实现信贷业务的可持续发展,必须培育和建设具有自身特色的先进的信贷文化。本文就此谈些认识和构想。 In recent years, the credit culture has been gradually recognized by the banking industry in our country and has drawn increasing attention. A large number of practices at home and abroad show that the construction of credit culture is an important measure of the overall management level of a bank as well as an important manifestation of its core competitiveness. As an agricultural policy bank, to achieve the sustainable development of credit business, the ADBC ​​must cultivate and build an advanced credit culture with its own characteristics. This article talks about some understanding and conception.