近年来,国家出台了一系列政策法规支持绿色信贷的发展。国内银行业也积极投身于绿色信贷实践中。通过对过去四年我国银行业的实践观察,可以看出绿色信贷取得了显著进步,但也存在着不少问题。本文将对国内商业银行绿色信贷实践的主要特征和缺漏进行分析,进而提出改良建议。 In recent years, the state has promulgated a series of policies and regulations to support the development of green credit. Domestic banks are also actively engaged in green credit practice. Through the practical observation of China’s banking industry in the past four years, we can see that the green credit has made remarkable progress, but there are still many problems. This article will analyze the main features and gaps of green credit practice in domestic commercial banks, and then put forward suggestions for improvement.