失业保险具有保生活、促就业、预防失业的功能,在经济欠发达地区显得尤为重要。文章从不同角度、不同层面对领取失业保险金的失业人员的基本生活状况等进行了调查分析,从中了解到在当今物价指数不断上升的情况下,失业保险金对保障失业人员基本生活所起的重要作用,进而找到了解决失业人员生活困难的对策。 Unemployment insurance has the function of guaranteeing life, promoting employment and preventing unemployment. It is particularly important in economically underdeveloped areas. From different angles and at different levels, the article conducts an investigation and analysis of the basic living conditions of unemployed persons receiving unemployment insurance benefits, and finds out that under the current rising price index, the unemployment insurance benefits the basic livelihood of the unemployed An important role, and then found a solution to the unemployed people's living difficulties.