职务犯罪案件侦查实践中,经常会遇到银行查询的情况,由于受银行系统查询机制及其他主客观因素的影响,查询银行工作程序复杂、节奏拖沓,既影响了办案效率,又加大了司法成本,造成侦查资源的浪费。如何发挥银行查询在职务犯罪侦查方面的作用,需要进行认真思考。目前,职务犯罪案件侦查中银行查询面临的困境主要有:一是缺乏统一的银行查询平台,查询工作效率低下。二是各银行之间缺乏统一的操作流程,随意性较大。三是银行内部系统升级频 Due to the influence of the banking system inquiry mechanism and other subjective and objective factors, inquiring into the complicated working procedures of the bank and the procrastination of procrastination, it not only affects the handling efficiency but also increases the judicial Cost, resulting in the waste of investigative resources. How to give full play to the role of bank inquiry in the investigation of job-related crimes requires careful consideration. At present, the predicaments faced by the banks in the investigation of job-related crimes include: First, there is a lack of a unified platform for bank inquiry and inefficient query work. Second, the lack of a unified operating procedures among banks, more arbitrary. Third, the bank internal system upgrade frequency