近年来,我国民间借贷的规模不断增大。一方面,贷款人为了追求高利润的同时忽视了资金安全的风险;另一方面,借款人的诚信缺失等因素导致了民间借贷纠纷数量急剧上升。为了高质量、高效率处理民间借贷合同纠纷,维护民间借贷市场健康有序地发展,有必要针对民间借贷的相关法律问题进行调研。 In recent years, the scale of China’s private lending has been constantly increasing. On the one hand, lenders ignore the risk of financial security in pursuit of high profits; on the other hand, borrowers lack of integrity and other factors led to a sharp rise in the number of private lending disputes. In order to handle disputes on private lending contracts with high quality and efficiency and safeguard the healthy and orderly development of the private lending market, it is necessary to conduct investigations and studies on the legal issues related to private lending.