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由权威研究机构发布的数字表明,银行卡支付比重每增加10%,就给国民经济带来0.5%的增长,因而银行卡已成为政府大力扶持的对象,也成为金融机构又一竞争热点。银行卡发展是否有活力,取决于受理市场的活跃程度,也是发卡的最终落脚点,而受理市场主要在于POS的布放状况。云南邮政储蓄在2004年前一共购置了250台POS机具,2006年新增150台,2007年还将新增300台。如何将这有限的资源分布在合适的地方并带来最好的效益,是我们亟需考虑的问题。
The figures released by authoritative research institutes show that for every 10% increase in the proportion of bank card payments, it has brought a 0.5% increase in the national economy. As a result, bankcards have become the object of strong government support and have become another competitive hot spot for financial institutions. Whether the development of bank cards is viable depends on the degree of market acceptance and the ultimate goal of issuing cards. The acceptance of the market mainly lies in the distribution of POS. Yunnan Post Savings purchased a total of 250 POS machines by 2004, 150 in 2006 and 300 in 2007. How to distribute this limited resources in the right places and bring the best benefits is an issue that we must consider urgently.