利息税调低不仅仅是普通百姓,对所有人可能都是个利好消息。央行加息与降低利息税两项政策合并出台,着眼点当然是加强宏观调控,防止经济由偏热转向过热。经济运行平稳了,大家的生活才会更好。这是大的方面的利好。从客观上看,在银行储蓄存款人中,中低收入者占到了绝大比重。对存款利息所得的征税,就其所涉及的存款人数计,广大的中低收入者显然是纳税主体。而且,与高收入者的储蓄目的有所不同,中低收入者储蓄的目的,主要是应付养老、医疗、子女教育、购房等基本民生项目的需要。对本来就屈指可数的中低收入者手中的存款利息所得征税,基本民生项目显然是主要的税负归宿。照此推论,利息税的调整对于中低收入群体,无疑是一个利好举措。 Interest tax cuts are not just ordinary people, and may be good news for all. The central bank raise interest rates and lower interest tax two policies merger introduced, the focus of course is to strengthen macro-control to prevent the economy from overheating overheating. With the economy running smoothly, everyone’s life will be better. This is a big plus. Objectively speaking, among the bank savings depositors, the low-income people account for a large proportion. As for the tax on the interest earned on deposits, the majority of low- and middle-income earners are obviously the taxpayers in terms of the number of depositors involved. Moreover, unlike the purpose of savings for high-income earners, the purpose of savings for low and medium-income earners is mainly to meet the needs of basic livelihood projects such as pensions, medical care, children’s education and home purchase. It is clear that the basic livelihood project is the main tax burden on the tax on the interest earned on deposits in the hands of low-and-middle-income earners who are already very few. As such, the adjustment of interest tax is undoubtedly a good move for low and middle income groups.