论文部分内容阅读
近年来,国务院和银监会高度重视小微企业金融服务,出台了一系列政策措施。福建银行业监督管理部门结合辖区实际,认真贯彻落实,针对小微企业金融服务问题的症结所在,坚持“内外兼修,双向着力”。一方面推动银行业机构增强小微企业金融服务的内生动力,另一方面推动改善小微企业金融服务外部环境,促进小微企业金融服务商业可持续开展,截至2013年年末,福建省小微企业贷款已连续五年实现“两个不低于”的目标,小微企业贷款覆盖率达27.4%,综合金融服务覆
In recent years, the State Council and China Banking Regulatory Commission have attached great importance to the financial services of small and micro enterprises and issued a series of policies and measures. Fujian banking supervision and administration departments combined with the actual area, conscientiously implement, for the crux of the problem of financial services for small and micro enterprises, adhere to the “internal and external, two-way focus.” On the one hand, it promoted banking institutions to enhance the internal dynamics of financial services for small and micro enterprises, and on the other hand promoted the improvement of the external environment for financial services for small and micro enterprises and promoted the sustainable development of financial services businesses for small and micro enterprises. By the end of 2013, Corporate loans have achieved the goal of “two no less than” for five consecutive years with loans coverage of 27.4% for small and micro enterprises, comprehensive financial services coverage