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当今社会商业银行的财务管理越来越趋向复杂化,它不仅仅要对银行的资产及其负债还有与之相关的一些经营活动进行核算。还要对其经营活动所带来的风险进行估测以及管理和控制。商业银行作为社会经济核心在社会经济发展中有着举足轻重的地位,其中财务管理不仅是商业银行进行风险实施、控制的重要手段,同时也是商业银行管理经营的重要内容之一。随着银行业业务的扩大、经济环境的变化以及各银行之间的竞争的激烈化。如何优化财务管理,已经日益成为发展银行业的关键。
The financial management in today’s social commercial banks is becoming more and more complicated. It not only accounts for the assets of banks and their liabilities but also some related business activities. It also assesses the risks posed by its operations and manages and controls it. Commercial banks, as the core of society and economy, play an important role in the social and economic development. Financial management is not only an important means for commercial banks to implement and control risks, but also an important part of the management of commercial banks. With the expansion of banking business, changes in the economic environment and fierce competition among banks. How to optimize financial management has increasingly become the key to the development of the banking industry.