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我国农村小额信贷制度在国家政策的支持和经济发展的促进下,得到了一定程度的发展,但同时也面临着新的挑战。这一挑战不仅仅包括制度内的创新和可持续发展的问题,还包括农村小额信贷纠纷解决的问题。传统的非诉纠纷解决方式在面临着涉农性及金融性这两大特点并存的纠纷时,存在着不相适、不协调的问题,因此,我们需要对纠纷本身特点及产生原因进行分析,为构建有针对性的解决机制奠定基础。
With the support of national policies and the promotion of economic development, the rural microfinance system in our country has achieved a certain degree of development, but it also faces new challenges. This challenge covers not only the issues of innovation and sustainable development within the system but also the resolution of rural microfinance disputes. The traditional non-litigation dispute resolution methods are not suitable and uncoordinated in the face of the co-existence of the two characteristics of agriculture-related and financial. Therefore, we need to analyze the characteristics of the disputes and their causes, Lay the foundation for constructing a targeted solution mechanism.