为控制医疗保险药品费用的支出,国家基本医疗保险限定了药品的使用范围。据此,便有保险公司将基本医疗保险限定药品的使用范围移作己用,制定出“医保外用药不予理赔”条款。那么,这样的条款是否属于“霸王”条款?医保外用药费用,保险公司该不该理赔?在法律没有明确规定的情况下,最高法院以官方公报形式发布了一则案例,为全国法院审理类似案件给出了指导性意见,使司法判决归于统一。请看—— In order to control the expenditure on medical insurance, the national basic medical insurance limits the scope of the use of medicines. Accordingly, there are insurance companies will be limited to the scope of the use of basic medical insurance for personal use, to develop “Medicare non-claims ” clause. So, whether such a clause belongs to the “King” clause? Medicare costs, the insurance company should not claim? If the law is not clearly defined circumstances, the Supreme Court issued a case in the form of an official bulletin for the national courts The trial of similar cases gives a guideline to bring judicial decisions to unity. Look -