随着粮棉市场化取向改革进程的加快,棉花和销区的粮食购销放开,相应地对收购资金按照“以销定贷、以效定贷”的商业化原则管理,政策性资金将逐步退出商品棉经营,粮棉收购贷款管理的政策和经济环境都发生了深刻变化,使由政策性收购形成的贷款风险凸现,存量资产保全成为一项亟待解决的课题。 With the acceleration of market-orientation reform of grain and cotton, the purchase and sale of grain in the cotton and sales areas were liberalized. Accordingly, the acquisition funds were managed in accordance with the principle of commercialization " Withdrew from the operation of commodity cotton and the policies and economic environment for the management of the acquisition of grain and cotton, profound changes have taken place in the loan risks resulting from the policy-making acquisitions. The preservation of the existing assets has become an urgent issue to be solved.