改革开放以来,我国的民营经济得到了迅速发展,但也存在着一系列有待解决的困难和问题。其中,融资贷款难便一直是困扰和制约我国民营企业快速健康发展的“瓶颈”。党的十六大明确提出了要“毫不动摇”地发展民营经济的方针。发展民营经济,有效化解民营企业的融资难题至关重要。解决我国民营企业的融资难题,需要解决六方面的问题。 Since the reform and opening up, China’s private economy has developed rapidly, but there are also a series of difficulties and problems to be solved. Among them, the difficulty of financing loans has always been a “bottleneck” that bothers and restricts the rapid and healthy development of private enterprises in China. The 16th National Party Congress clearly put forward the principle of “unwaveringly” developing the private economy. The development of the private economy and the effective resolution of the financing problems of private enterprises are crucial. Solving the financing problems of private enterprises in China requires solving six problems.