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家庭理财,一股包含两个方面:生财与节支。如果扒分有术,而支出无方,尤如前功尽弃。俗语说得好:挣得多不如用得巧。买新不如租赁。眼下是买方市场,商品丰富多彩,除去必要的固定资产如家具、冰箱、微波炉等,有些物品可以采用租凭方法,既方便又省钱。如孩子用的童车、专用床、高档玩具、钢琴、电子游戏机等,都可以花小钱租赁。因这些物品有的属于阶段性用品,有的属于价钱较贵的商品,租赁就显得合算多了。又如家用电脑、移动电话、婚纱、装修用电动工具,也可采用租赁的方法,一来电子产品升级换代快,二来有些高档用品只是一次性使用,买下来闲置时间大于使用时间,资金就显得浪费。
Family financial management, one contains two aspects: making money and saving. If you have a surgery, and no spending square, just as you have tried our best. As the saying goes: earn more than use clever. Buy new lease. Right now is the buyer’s market, rich and colorful products, remove the necessary fixed assets such as furniture, refrigerators, microwave ovens, etc., some items can be leased method, both convenient and economical. Such as children’s stroller, special beds, high-end toys, piano, video game, etc., can spend a small rental. Because some of these items belong to the stage supplies, and some belong to the more expensive goods, leasing is more cost-effective. Another example is the home computer, mobile phones, wedding dress, decoration with electric tools, can also be used leasing methods, electronic products to upgrade quickly, and secondly, some high-end supplies is only one-time use, buy idle time is greater than the use of time, funds It seems wasteful.