知识产权质押融资能够有效地解决科技型中小企业资金短缺问题,但是,实践中,却面临许多困难,严重阻碍了知识产权质押融资的开展。因此,深入分析知识产权质押融资面临的困难,并有针对性地提出完善措施,对于大力推行知识产权质押融资政策大有裨益。 Intellectual property pledge financing can effectively solve the problem of shortage of funds for science and technology small and medium-sized enterprises. However, in practice, it faces many difficulties and seriously hinders the development of intellectual property pledge financing. Therefore, in-depth analysis of the difficulties faced by the pledge financing of intellectual property and the targeted measures for improving the pledge financing are of great benefit to vigorously promote the pledge financing of intellectual property.