在提到优化存款结构时，企业往往把定活比例的多少作为主要的衡量标准。从整体上看，在余额相同的情况下，的确是定活比例越高，利差收入就越多。因为企业按月计提应收转存款利息，这相当于把定期、活期两种余额置于同一个存期水平上，按一个月创造的利差来作比较，显然，... When it comes to optimizing the structure of deposits, companies tend to regard the proportion of fixed living as the main measure. On the whole, it is true that with the same balance, the higher the proportion of actives, the higher the interest income. Because the enterprise accrues on a monthly basis the deposit interest charged, which is equivalent to the regular, current balance placed on the same level of the two deposits, according to one month to create spreads to compare, apparently, ...