中小企业在国民经济中占绝大部分,是推动我省经济建设和社会发展的重要力量。但由于其资本和经营规模相对较小、产品结构相对单一、企业信息不透明、银行贷款难等原因,致使中小企业在融资过程中屡屡受挫。融资渠道单一、融资难已经成为严重制约中小企业发展的瓶颈。问题:中小企业融资主要靠银行信贷,但目前我省服务中小企业的金融机构少,且商业银行贷款条件相对过高、程序复杂,中小企业很难达到标准。拓宽中小企业 SMEs account for the vast majority in the national economy and are an important force in promoting the economic construction and social development in our province. However, due to its relatively small capital and operating scale, relatively single product structure, opaque corporate information and difficulties in bank loans, SMEs are frequently frustrated in the financing process. Financing a single channel, financing difficulties have become a serious bottleneck restricting the development of SMEs. Problem: SME financing mainly depends on bank credit. However, at present, there are few financial institutions serving SMEs in our province, and the loan conditions of commercial banks are relatively high and the procedures are complicated. It is very difficult for SMEs to meet the standards. Expand SMEs