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本文从商业银行角度出发就小微企业金融业务竞争战略进行了深入探析,阐述了小微企业金融业务的相关概念;说明了银行发展小微企业金融业务的三点必要性;讨论了我国商业银行小微企业金融业务发展现状;深入分析了我国商业银行小微企业金融业务发展问题原因;以包头工行为例对银行小微企业金融业务竞争战略进行探析,不仅对包头工行小微企业金融业务发展情况进行了分析,而且还提出了几点金融业务竞争战略。
This article from the perspective of commercial banks on the small and micro enterprises financial business competition strategy conducted in-depth analysis of the relevant concepts of small and micro enterprises financial business; explained the bank’s development of small and micro enterprise financial business three necessary; discussed China’s commercial banks The status quo of the development of small and micro enterprises’ financial services; the causes of the development of financial businesses of small and micro enterprises in China are analyzed in depth; the competition strategy of the financial businesses of small and micro enterprises in banks is analyzed with Baotou ICBC as an example, not only for the development of Baotou ICBC’s financial business The situation was analyzed, but also made a few financial business competition strategy.