银行挤兑,又称挤提,是存款人集中大量提取存款的行为,是一种突发性、集中性、灾难性的危机。自有银行以来,挤兑现象就相并而存。据载,世界上最早的两家银行是1272年和1310年在意大利设立的巴尔迪银行和佩鲁齐银行,均因债务和挤兑问题于1348年倒闭。始于银行挤兑而爆发的1929～1933年的经济大危机,使美国大约1．1万家银行倒闭或被兼并,造成金融混乱。20世纪70年代以来,世界上有100多个国家和地区的银行曾发生过 Bank run, also known as squeeze, deposit is a large concentration of deposit withdrawals, is a sudden, centralized, catastrophic crisis. Since its own bank, the phenomenon of running on the same deposit. According to reports, the first two banks in the world were the Bardi Bank and Perúzi Bank established in Italy in 1272 and 1310, all closed down in 1348 due to the issue of debt and run. The economic crisis from 1929 to 1933, which began as a result of bank runs, caused about 11,000 U.S. bankruptcies or mergers, causing financial turmoil. Since the 1970s, banks in over 100 countries and regions in the world have taken place