据统计,我国中小企业的生命周期一般都很短,形成了一个“各领风骚三五年”的现象。究其原因,除了经营管理不科学、产业结构不合理之外。融资难和融资管理不合理也是重要原因。本文将从科技创新型中小企业的融资管理特别是筹资战略、筹资方式等方面进行探索,对中小企业的融资管理具有一定的参考价值。 According to statistics, the life cycle of China’s small and medium-sized enterprises are generally very short, forming a phenomenon of “leading positions in three or five years”. The reason, in addition to unscientific management, industrial structure is unreasonable. Financing difficulties and unreasonable financing management are also important reasons. This article will explore from the aspects of financing management of S & T innovative SMEs, especially the financing strategy and financing methods, which will be of certain reference value to the financing management of SMEs.