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传统信用思想是我国精神文明领域的宝贵财富,由此形成的信用秩序为维护当时的社会稳定作出了巨大贡献,并将继续为现代社会秩序的和谐、稳定发挥独特的作用。但传统信用也存在与现代商业社会要求不相适应的地方,如不具有扩展功能、忽视信用制度和法律建设以及提倡重义轻利影响信用关系的发展等,因此,需要在反思的基础上加以批判地继承,实现传统信用的现代转型。
The traditional credit idea is a valuable asset in the field of spiritual civilization in our country. The credit order thus formed has made great contributions to the maintenance of social stability at that time and will continue to play a unique role in the harmony and stability of the modern social order. However, traditional credit also exists in areas that are incompatible with the requirements of modern commercial society. For example, it does not have the function of extension, ignoring the credit system and legal construction, and promoting the development of credit relations through the impact of heavy and light rewards. Therefore, it needs to be based on reflection Inherit critically and realize the modern transformation of traditional credit.