近年来,储蓄存款猛增的势头不减,这与消费品市场销售不畅的状况形成了鲜明的对照。我认为,造成这种状况的原因,除了城乡居民收入水平以及物价水平、利率水平等因素的影响之外,消费层次构成与消费品供应构成之间的不平衡,是其中一个不可忽视的深层原因。消费层次是指一定时期的消费风气和时尚引导的消费主流所处的阶段。在我国,消费层次所对应的理论概念是不足温饱型、温饱型、小康型的消费层次。显然,随着改革的深入和经济的发展、生产力水平的不断提高,消费层次是逐步升级、转化的。准确地讲,所谓消费层次的升级在内涵上应当具有两层意义:一是指整体消费水平达到一定阶段时引起的 In recent years, the surge in savings deposits has not diminished, a sharp contrast to the sluggish sales in the consumer goods market. In my opinion, apart from the influence of the income level of urban and rural residents and the level of price level and interest rate, the imbalance between the composition of consumption level and the composition of consumer goods supply is one of the reasons that can not be ignored. Consumption level refers to a certain period of consumer culture and fashion-led consumer mainstream stage. In our country, the theoretical concepts corresponding to the consumer level are inadequate food and clothing, food and clothing, and well-to-do consumer level. Obviously, with the deepening of reform and economic development, the level of productivity has been continuously raised, and the level of consumption has been gradually upgraded and transformed. To be exact, the so-called escalation of consumption level should have two meanings in connotation: First, it means that when the overall consumption level reaches a certain stage,