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辽宁省作为传统的老工业基地,其经济增长方式属于于粗放型,经济增长是以资源消耗和环境的污染为代价的。新常态为辽宁省经济向绿色经济发展创造条件,也提出了要求。商业银行与企业作为经济社会的重要组成部分,适应新常态是银行业应该履行的社会责任,“绿色信贷”应成为银行和企业履行社会责任的重要信贷方式。因此,本文就辽宁省商业银行绿色信贷优化问题进行研究,提出相应的对策建议,以进一步促进辽宁省经济的绿色健康发展,使之适应新常态的发展要求。
Liaoning Province, as a traditional old industrial base, belongs to extensive economic growth mode and economic growth at the expense of resource consumption and environmental pollution. The new normal created the conditions for the economy of Liaoning Province to develop a green economy and put forward requirements. As an important part of economy and society, commercial banks and enterprises should adapt themselves to the new normal and should fulfill their social responsibilities. The “green credit” should be an important credit for banks and enterprises to fulfill their social responsibilities. Therefore, this paper studies the optimization of green credit in Commercial Bank of Liaoning Province, and puts forward corresponding countermeasures and suggestions to further promote the green and healthy economic development in Liaoning Province and adapt it to the development of the new normal.