准政策性粮棉油收购信贷是农发行的主体业务之一。由于准政策性贷款具有较强的政策性,同时又完全靠市场运作,没有风险补偿,基层行必须要加强准政策性收购贷款管理以防范风险。一、需要关注的问题(一)贷款资格认定公示,在部分地区引起了企业误解。部分基层行虽然按照总行有关标准认定了企业的贷款资格,但并不等于这些企业具备了贷款条件。所以, Quasi-policy cotton oil acquisition credit is one of the main business of the Agricultural Development Bank. As quasi-policy loans have strong policy, but also entirely by the market operation, there is no risk compensation, grass-roots banks must strengthen the quasi-policy acquisition loan management to prevent risks. First, the need to pay attention to problems (A) publicity of loan qualifications, in some areas caused a misunderstanding. Although some grass-roots level in accordance with the relevant standards of the head office identified the qualifications of enterprises loans, but does not mean that these enterprises have the loan conditions. and so,