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电子支付是指通过电子方式进行货币支付与资金转移的行为。在科技越来越发达的现代社会,电子支付的形式不仅很广泛,而且处于不断的发展变化过程中。现代科技提供了越来越多的、具有创新性的、多元并存的电子支付方式。电子支付在给人们带来便捷的同时也带来不少安全管理问题。电子支付安全管理问题的法治保障旨在依法规范和引导电子支付的健康发展,保障当事人的合法权益,防范支付风险,确保银行和客户资金的安全。
Electronic payment refers to the behavior of electronic payment and money transfer. In the modern society where the science and technology is more and more developed, the form of electronic payment is not only extensive but also in constant development and change. Modern technology provides more and more innovative and diversified electronic payment methods. Electronic payment brings convenience to people and brings a lot of safety management problems. The rule of law security for electronic payment security management aims to regulate and guide the healthy development of electronic payment in accordance with the law, protect the legitimate rights and interests of the parties, prevent payment risks and ensure the safety of funds for banks and customers.