金融创新是像阿司匹林那样,能够以很低的风险带来巨大的收益,还是像脱氧麻黄碱那样,只能带来短暂的精神愉快,随之而来的就是崩溃的危险抵押次贷危机再次证明了想让金融业俯首贴耳有多么困难,这个行业既是现代经济的生命线,也是现代经济最大的威胁。尽管这对新兴市场来讲已经不是什么新闻,因为新兴国家已经在过去四分之一个世纪里经历过多次金融 Financial innovation, like aspirin, can bring enormous benefits at very low risk, or just short-term delights like methamphetamine, with the attendant danger of a collapse. Mortgage subprime mortgage crisis once again proved How difficult it is for the financial industry to bow to its head, an industry that is both the lifeline of a modern economy and the biggest threat to the modern economy. Although this is no news for emerging markets, emerging countries have experienced multiple finances over the past quarter century