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俗话说:“你不理财,财不理你”。老年是人生理财的重要阶段,安排不好就会直接影响晚年生活。在多年的理财实践中,我归纳了五种老年理财“雷区”。愿和广大老年朋友商榷。雷区一:轻信。老年人由于年事已高,信息不灵,在理财过程中很容易轻信他人上当受骗。生活中,我们耳闻目睹过多种骗人伎俩:用过期作废和造假的外国货币骗老年人认购的;用废弃、不可兑换的有价证券骗人的;多人串联“组团”演“双簧”骗人的,等等。
As the saying goes: “You do not finance, money ignore you ”. Elderly life is an important stage of financial management, poorly arranged will directly affect the later years of life. In many years of wealth management practice, I summarized five kinds of senior financial management “minefield ”. Is willing to discuss with the majority of elderly friends. Minefield one: credulity. As the elderly have been high, the information is not working, in the financial management process is easy to believe others deceived. In our lives, we have witnessed many kinds of deceptive tactics: fraudulent use of old currency by foreign currency that expired and falsified; use of discarded and non-convertible securities to deceive people; “Double reed,” lie, and so on.