我国中小企业保险市场资源丰富,却因多种因素制约而没有得到有效开发。充分认识发展中小企业保险的意义,健全机构,加快产品开发,广开销售渠道,强化风险管控,在人力、物力和财力上加大投入,是促进中小企业保险快速健康发展的必要措施。 China’s SME insurance market is rich in resources but has not been effectively developed due to various constraints. It is a necessary measure to promote the rapid and healthy development of insurance for SMEs by fully understanding the significance of developing insurance for SMEs, improving institutions, accelerating product development, opening wider sales channels, strengthening risk management and control, and increasing investment in manpower, material and financial resources.