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秦先生今年35岁,是一家广告公司的合伙人,妻子是北京市某政府部门的公务员。秦先生夫妇目前的月收入大概为2.3万元,目前夫妻俩有两套住房,一套110平方米的自住,一套小点的给秦先生由外地来京的父母居住。两套房子均无贷款。此外,秦先生家还有50万元存款,以及基金13万元(亏损3万元)。秦先生家月支出为6000元。秦先生个人购买了10万元保额的大病+意外保险,妻子单位则有五险一金。秦先生的儿子目前10岁,上小学三年级。秦先生夫妇考虑得比较长远,希望他将来能出国深造。同时,希望从小为儿子培养良好的理财习惯,在“六一”儿童节来临之际,想找到一些适合培养孩子财商和理财习惯的方式。
Mr. Qin, 35, is a partner of an advertising company and his wife is a civil servant in a government department in Beijing. Currently, Mr. Qin’s monthly income is about 23,000 yuan. At present, the couple has two housing units, a 110-square-meter self-occupied house and a set of small spots for Qin’s parents who came to Beijing from other places to live. Both houses have no loan. In addition, Mr. Qin’s home there are 500,000 yuan deposit, and the fund 130,000 yuan (loss 30,000 yuan). Mr. Qin monthly expenditure of 6,000 yuan. Mr. Qin personally purchased 10 million insured amount of serious illness + accident insurance, the wife unit has five insurance and one gold. Mr. Qin’s son is currently 10 years old and is in third grade. Mr. Qin and his wife consider a longer term, hoping that he can study abroad in the future. At the same time, I hope that I grew up as a child to develop good financial habits, in the “61 ” Children’s Day approaching, I want to find some suitable ways to cultivate children’s financial business and financial management habits.