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武汉农商行通过创新信贷产品,建立便民服务站,加强与社区合作,有效解决了种养大户、农村移民、农村下岗人员等农村融资主体的创业信贷难题湖北武汉农商行针对创业群体经营时间短、资本积累少等特点,大幅度降低贷款准入门槛,放宽贷款申请条件,创业者无论是否具有标准抵押物,只要正常经营满3个月,即可申请贷款;同时,优化贷款审批流程,以优质的金融服务成就创业者的创业梦想。创新贷款产品,支持农业经营主体致富动态管理农户评级授信,实施差异化贷款
Through innovative credit products, Wuhan Rural Commercial Bank established convenient service stations and strengthened cooperation with communities to effectively solve the problem of entrepreneurial credit for rural financing entities such as large-scale farming, rural resettlement and laid-off workers in rural areas. Hubei Wuhan Rural Commercial Bank, in view of the short operation time, Capital accumulation and other characteristics, substantially reduce the loan access threshold, relax the loan application conditions, whether or not the standard business with a mortgage, as long as the normal operation of three months, you can apply for a loan; the same time, optimize the loan approval process to high quality Financial Services Achieve Entrepreneurship Entrepreneurship Dreams. Innovative loan products to support the main agricultural business to get rich Dynamic management of farmers credit rating, the implementation of differentiated loans