近年来,基层一些单位公款私存问题较为突出,主要是行政事业单位罚没收入、各种收费形成的预算外资金、职工集资款及民营企业生产经营性资金等,以单位会计、出纳和经办人员的姓名或以单位化名开户,甚至另立名目。上述问题的形成,除金融机构自身违规操作、监管不力等因素外,也反? In recent years, some units in the grassroots units have their own problems of private deposits of private funds standing out more prominently, mainly due to fines and penalties imposed by administrative institutions, extra-budgetary funds formed by various fees, fund-raising by staff and workers, and production and operation funds by private-owned enterprises. Personnel's name or to open a bank account, or even a separate name. The formation of the above problems, in addition to the illegal operation of financial institutions themselves, poor supervision and other factors, but also the opposite?