一、怎么赔问题要解决怎么赔问题，首先要明确旅客伤害赔偿责任有哪些。对铁路旅客意外伤害的赔偿责任是只有保险责任一种，还是有保险责任和承运人责任两种这一问题很有争议。一种观点认为，铁路旅客意外伤害强制保险是政策性保 First, how to pay the problem How to solve the problem of compensation, we must first clear the passenger damage liability what. The liability for accidental injury to railway passengers is only one of the types of insurance liability, there are two kinds of insurance liability and responsibility of the carrier is controversial. One view is that the compulsory insurance for accidental injury to railway passengers is a policy guarantee