之一:住房具有保值、增值功能 传统房地产理论认为,住房依附于土地,土地不可再生,具有升值潜力,故住房具有保值、增值功能。但事实不全如此,首先,我国城市土地国有,住户只有土地使用权,而使用权是有期限的。国家可无偿收回或与住户重签合同(延期要另交出让金)。因此,土地增值 One: Housing has the value of preservation, value-added features The traditional real estate theory that the housing attached to the land, the land is not renewable, with appreciation potential, so the housing has a hedge, value-added features. However, this is not the case. First of all, in our country, land owned by the state and households only have the land use right, and the right to use is limited. The state may repay the loan without compensation or re-sign the contract with the household. Therefore, the value of land