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随着我国加入世贸组织,国内市场对外开放向纵深拓展,银行国际化态势越来越明朗。银行国际化因所服务的对象、服务范围及其自身资本构成不同而可归纳为三个层次。作为服务业的重要组成部分之一,银行国际化有助于推进服务贸易发展,而银行国际化对于我国服务贸易发展的意义不仅在于其为服务业组成部分的直接效应,还在于促进对外经贸发展从而促使服务贸易、结构优化的间接效应。
With China’s accession to the WTO, the domestic market opens wider to the outside world and the internationalization of banks becomes more and more clear. Internationalization of banks can be summarized into three levels due to the different objects, service scope and their own capital composition. As one of the important components of service industry, the internationalization of banks helps to promote the development of service trade. The significance of internationalization of banks to the development of China’s service trade lies not only in its direct effect on the service sector but also in promoting the development of foreign trade and economic cooperation Thus promoting the indirect effects of service trade and structural optimization.