一、我国中小企业融资的现状分析如果说我国大型企业是国家经济发展根基的话,中小企业就是经济持续发展的动力和源泉,它增加了微观经济的活力,增强了高新技术发展与创新的动力,是吸纳社会就业的主要载体和保持社会稳定的基础。然而,中小企业作为一个整体,其融资困难已成为一个 I. Analysis of the Present Situation of SME Financing in Our Country If the major enterprises of our country are the foundation of the country’s economic development, SMEs are the driving force and source of sustained economic development. They increase the vitality of the micro-economy and increase the motivation of high-tech development and innovation. It is the main carrier for absorbing social employment and the basis for maintaining social stability. However, the financing difficulties of SMEs as a whole have become one