新经济时代,信用已经成为维系人们经济关系的一条纽带,离开信用支撑,经济活动则无法正常进行,个人信用、企业信用、政府信用成为经济交往中很重要的保证。日本松下公司总裁松下幸之助曾说过“信用既是无形的力量,也是无形的财富”。著名经济学家吴敬琏指出:“信用是现代市场经济的生命,是企业从事生产经营活动的一个必具要素,有着真金白银般的价值”。长期以来,由于处在经济转型期的各种市场主体信用意识尚未建立,不重视或随意践踏信用的现象较为普遍。 In the new economic era, credit has become a bond to maintain economic relations among people. Without credit support, economic activities can not be carried out normally. Personal credit, corporate credit and government credit have become important guarantees in economic exchanges. Matsushita, president of Japan’s Matsushita Corporation, said: “Credit is both an invisible force and an intangible asset.” Renowned economist Wu Jinglian pointed out: “Credit is the life of a modern market economy, an indispensable element for an enterprise to engage in production and business activities, and has real gold-like value.” For a long time, due to the fact that the credit awareness of various market entities in the period of economic transition has not been established, it is more common to ignore or arbitrarily trample on credit.