论文部分内容阅读
传统的财务评价指标不太适用于现阶段银行中小企业贷款的绩效评价,本文在传统财务评价指标的基础上加入非财务指标,构建了新的绩效衡量标准,通过创新平衡计分卡的四个维度,重点突显了D银行履行社会责任的作用。评价结果显示,D银行中小企业贷款业务整体表现为比较满意,并对值得关注的相关维度提出了思考。
The traditional financial evaluation index is not suitable for the current SME loan performance evaluation of banks. Based on the traditional financial evaluation index, this article adds non-financial indicators, builds a new performance measurement standards, through the innovative balance of four Dimension, highlighting the role of Bank D in fulfilling its social responsibilities. The evaluation results show that the overall performance of the D-bank SME lending business is relatively satisfactory, and the relevant dimensions worthy of attention are put forward.