去年以来,山东济南润丰农村合作银行通过综合运用“加、减、乘、除”法,破解困扰信贷工作的难题,逐步走上了信贷精细化管理轨道,促进了信贷业务的又好又快发展。截至2008 年末,该行各项贷款余额 91 亿元,比年初增加 15 亿元 ;不良贷款余额 16 亿元,比年初减少 3.9 亿元,不 Since last year, Shandong Jinan Runfeng Rural Cooperative Bank has gradually embarked on the track of credit fine management and promoted the good credit business by comprehensively using the law of “add, subtract, multiply and divide” Fast development. As of the end of 2008, the loan balance of the bank amounted to 9.1 billion yuan, an increase of 1.5 billion yuan over the beginning of the year; the non-performing loan balance was 1.6 billion yuan, a decrease of 390 million yuan over the beginning of the year, not