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在全球金融危机的冲击下,我国中小企业生产经营出现了较大的困难,中小企业融资难、贷款难、担保难问题显得异常突出,相当部分中小企业面临资金链断裂的困境。2008年以来,监管部门相继出台了多项旨在促进中小企业发展的扶持政策,加大了宏观调控对中小企业的倾斜力度,但这些政策的积极效应是否已经显现,中小企业融资难的局面是否有所缓解,中小企业融资体制改革的方向在哪里,依然是社会关注的焦点。
Under the impact of the global financial crisis, the production and operation of small and medium-sized enterprises in our country have encountered great difficulties. The problem of financing difficulties, difficulties in loans and guarantees for small and medium-sized enterprises appears exceptionally prominent. A considerable part of SMEs are facing the dilemma of breaking the capital chain. Since 2008, the regulatory authorities have issued a number of supportive policies aimed at promoting the development of small and medium-sized enterprises (SMEs) and strengthened the tilt of macroeconomic regulation and control over SMEs. However, have the positive effects of these policies been shown and whether the financing difficulties of SMEs are Somewhat ease, SME financing system reform where the direction is still the focus of attention of the community.