银行提高信贷资产质量的着力点选择河南省社科院经济所虞妙娟提高信贷资金质量应该是全社会、全方位的系统工程，需要政府、企业和银行携手协作，共同努力。就银行来讲，应从以下方面着力：第一，信贷的增量应通过立法程序，变政府行为为立法行为，应将逐年的货币供应量、... Banks focus on improving the quality of credit assets Select Henan Academy of Social Sciences Yu Miaojuan to improve credit quality of funds should be the whole society, a full range of systems engineering, the government, businesses and banks work together to work together. In terms of banks, we should focus on the following aspects. First, the increment of credit should go through the legislative process and change the behavior of the government into a legislative act. We should increase the annual money supply, ...