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淮阴电视台的一句“保险公司真是活菩萨”的广告词,使江苏省盱眙县掀起职工住院医疗保险热。该县自1992年全面试行职工住院医疗保险以来,先后有87个单位、0.54万人次参加了该项保险,93年收取医疗保险费37.8万元。 但是职工住院医疗保险在试行中也出现了一些问题,其主要表现为:一是承保面过低、目前,盱眙县参加该项保险的企事业单位仅占67％,且基本都是人数较少的小单位,二是赔付率呈上升趋势,三是续保少,特别是1993年下半年该险种保险到期8家,仅有3家单位办续保手续,续保率为37.5％。
Huaiyin TV’s “Insurance Company Really Living Buddha,” the ad, so that Xuyi County, Jiangsu Province, set off workers in hospital medical insurance hot. Since 1992, the county has fully piloted the hospitalization insurance for staff and workers, there have been 87 units and 5 400 people took part in the insurance and received medical insurance premium of 378,000 yuan in 1993. However, there are some problems in the trial of workers’ hospitalization medical insurance. The main manifestations are as follows: First, the coverage is too low. At present, only 67% of enterprises and institutions participating in the insurance in Qionglai County are basically fewer in number Of the second unit is the rising rate of claims, the third is less renewal, especially in the second half of 1993 the insurance expires 8, only 3 units renewal procedures, renewal rate of 37.5%.