经济的快速发展,相应地促进了我国中小企业的发展,使得中小企业成为我国现行经济主体中最为活跃的一部分。与此同时,随着原材料产品、劳动力等成本的增加,中小企业面临着巨大的压力和挑战,尤其在财务管理方面存在着严重的不足,从而制约了中小企的发展和壮大。文章在对中小企业的概念和范围进行阐述的基础上,深入剖析了当前中小企业在财务管理方面存在的问题,并以此为基础提出了相应的解决改进之策。 The rapid economic development has correspondingly promoted the development of small and medium-sized enterprises in our country, making SMEs the most active part of the current economic body in our country. At the same time, SMEs are under tremendous pressure and challenges as costs of raw materials and labor force increase. In particular, there are serious deficiencies in financial management, which restricts the development and growth of SMEs. On the basis of expatiating on the concept and scope of SMEs, the article deeply analyzes the existing problems of SMEs in financial management, and based on this, puts forward corresponding solutions to the problems.