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成立于1913年7月初的中法实业银行,因经营亏损严重,资金周转不灵,于1921年6月底宣布倒闭。该行倒闭后,中、法两国政府出于不同的目的,均希望能设法使之尽快复业。1921年年底,法国官方向中国提出,以退还庚款作为改组中法实业银行之用的建议。1922年法国方面再度提出的解决中法实业银行复办的方案,得到中国方面的赞同。北京政府特于是年7月指派前国务总理、交通系重要人物周自齐作为政府代表前赴法国,与法方磋商办理中法
The Sino-French Industrial Bank, established in early July 1913, declared bankruptcy at the end of June 1921 due to a serious operating loss and a cash flow failure. After the bank collapsed, both China and France hoped to find ways to bring them back to business as soon as possible for different purposes. At the end of 1921, French officials proposed to China to return Gengzeng as a proposal to restructure the industrial bank in China and France. The proposal put forward by France in 1922 to solve the reinstatement of Sino-France Commercial Bank was endorsed by China. In July of that year, the Beijing government appointed former Premier of the State Council and Zhou Zixi, an important figure in the transportation system, went to France as a government representative and negotiated with China and France