作为信贷业务的后来者,邮储银行在小额信贷业务的风险识别、内部控制、经营管理等方面还缺乏经验。这些问题处理不好,在小额信贷业务经营发展中就容易埋下风险隐患。要想控制好风险、健康稳步发展好小额信贷业务,必须从合规经营入手,把好第一关。 As a latecomer to the credit business, the Postal Savings Bank also lacks experience in risk identification, internal control, operation and management of the microfinance business. These problems are not handled well and risks are easily laid down in the development of the microfinance business. In order to control the risks and develop the microfinance business steadily and steadily, we must start from compliance management and take the first pass.