各家保险公司推出的家庭财产保险的样式和种类很多,但保险责任基本上都是一样的。保险项目无非是房屋、装修、家电、家具、服装、床上用品等,而有些家庭中的物品不在保险的范畴之列,例如金银、首饰、珠宝、货币、有价证券、票证、邮票、古玩、文件、账册、技术资料、图表、家畜、花草、树木、宠物、照相机、音像制品以及其他无法鉴定价值的财产。因为以上物品都无法确定其价值,所以通常保险公司是不予承保的。 The types and types of family property insurance launched by various insurance companies are many, but the insurance liability is basically the same. Insurance items are nothing more than houses, finishes, appliances, furniture, clothing, bedding, etc. Some items in the home are not covered by insurance, such as gold and silver, jewelry, jewelry, currency, securities, tickets, stamps, antiques , Documents, books, technical information, graphics, livestock, flowers, trees, pets, cameras, audiovisual products and other unidentifiable assets. Because none of the above items is known for its value, insurance companies are generally not covered.