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金融创新支持科技型中小企业发展是福州市建设创新型城市、构筑科技金融高地的必经途径。本文在梳理总结国内外“硅谷银行”模式实践经验的同时,深入调研了福州市科技型中小企业的融资状况,并结合实际研究提出福州市构建科技金融服务体系的主要设想和实施路径,以期为推动科技型中小企业发展,促进福州市经济加快转型发展提供有力支持。
Financial innovation and support for the development of small and medium-sized science and technology enterprises in Fuzhou is an innovative city to build science and technology financial highlands must pass through. While combing the practical experiences of “Silicon Valley Bank” model at home and abroad, this paper deeply studies the financing status of science and technology SMEs in Fuzhou and puts forward the main ideas and implementation paths of constructing science and technology financial service system in Fuzhou based on practical research. With a view to promoting the development of science and technology SMEs and promote economic development in Fuzhou to speed up the development and provide strong support.