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我国分类分部门分别登记的担保登记制度,存在多头立法、登记机关林立、程序繁复、信息不透明、查询困难、难以监管担保泡沫等弊端。为保护债权人权益,预防担保风险,我国有必要按照便利、高效、透明原则,对现行财产权和担保登记制度进行改革,建立统一的财产权和担保登记制度,统一财产权和担保登记立法,建立统一的担保登记机关,设立财产权和担保登记大厅,简化担保登记程序,实行网络申请、登记、公示、查询,降低收费,对担保及担保登记进行严格监管。
The registration system for the securities registered separately by the branches in our country has many drawbacks, such as long legislation, numerous registration organs, complicated procedures, opaque information, inquiries, and difficulties in supervising the guarantee bubble. In order to protect the rights and interests of creditors and prevent the risk of guarantee, it is necessary for our country to reform the existing property rights and security registration system in accordance with the principle of convenience, efficiency and transparency, establish a unified property rights and guarantee registration system, unify the property rights and guarantee registration legislation, and establish a unified guarantee Registration organs, the establishment of property rights and security registration hall, simplify the security registration process, the implementation of the network application, registration, publicity, inquiries, lower fees, the guarantee and guarantee registration strictly regulated.