随着经济体制改革的深入,我国开始建立了新的社会保障制度,它对于经济的转轨和社会的稳定起着非常重要的作用。可是其弊端和缺陷也逐渐显现:分割造成的待遇差异、农村社会保障的缺失。在分析这些缺陷的基础上,本文论证了构造城乡一体、平等全面的社会保障体系的必要性与可行性。 With the deepening of economic restructuring, our country has started to establish a new social security system, which plays a very important role in economic transition and social stability. However, its drawbacks and shortcomings are also gradually revealed: the differences caused by the division of treatment, the lack of rural social security. Based on the analysis of these defects, this paper demonstrates the necessity and feasibility of constructing a social security system that integrates urban and rural areas, equality and comprehensiveness.