2016年信贷管理工作的总体思路是:按照总行党委的统一部署,坚持问题导向,认真落实改革要求,打牢打实信贷管理基础,以贷后管理年活动为契机,以推广信贷全流程标准化为主线,以实行信贷等级行为抓手,优化业务流程,完善信贷制度,加强CM2006系统建设,强化信贷管理队伍建设, The general idea of ​​credit management in 2016 is to adhere to the guidance of the problems and earnestly implement the requirements of reform in line with the unified arrangements of the Party committees at the head office and to lay a solid foundation for implementing credit management and taking the post-lending management year as an opportunity to standardize the entire credit extension process to The main line, in order to implement credit rating behavior, optimize business processes, improve the credit system, strengthen CM2006 system construction, strengthen credit management team building,