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目前许多发达国家和发展中国家都面临着微小企业贷款难的问题,这俨然已经成为国际性的难题。由于微小企业的发展在我国有着重经济和政治双重意义,在我国经济中扮演着重要角色,更是我国未来经济腾飞的主要动力。因我国是一个发展中国家,由于经济、社会、文化等多种原因,在我国开展微小企业贷款有优势也有困难。那么如何解决微小企业贷款难的问题,如何建立起一个能够长期稳定地向微小企业提供贷款服务的机制将是未来很长时间内我们努力的目标。
At present, many developed countries and developing countries are facing the problem of making loans to micro-enterprises hard. This has become an international problem. As the development of micro-enterprises in our country has the dual significance of economy and politics, it plays an important role in our economy and is the main driving force for our country’s future economic growth. Because China is a developing country, due to economic, social and cultural reasons, it is also difficult to carry out micro-enterprise loans in our country. So how to solve the problem of making loans to micro-enterprises difficult and how to establish a mechanism that can provide loan services to micro-enterprises in a long-term and stable manner will be our goal for a long time to come.